Free and precise calculators to make better financial decisions
4×1000 Calculator
Calculate Colombia's Financial Transactions Tax (GMF)
Income Withholding Tax
Calculate Colombian income withholding tax (retención en la fuente)
VAT Calculator
Calculate VAT inclusively or exclusively
Severance Calculator
Calculate severance pay and labor benefits in Colombia
Full Salary Breakdown
Calculate deductions, employer costs and net salary in Colombia
Compound Interest
Project investment growth with compound interest
Loan Amortization
Calculate monthly payment, total interest and full amortization schedule
Savings Goal
How long to reach your savings goal?
50/30/20 Budget
Evaluate your budget using the 50/30/20 rule
Debt Payoff
Compare snowball vs avalanche strategies to eliminate debt
Emergency Fund
How much should you have in your emergency fund?
Fixed-Term Deposit (CDT)
Calculate the net yield of a fixed-term deposit after withholding tax
Loan Comparison
Compare up to 3 loan offers by total cost and effective APR
Remittance Calculator
How much actually arrives after fees and exchange rate spread
Credit Card Payoff
How long and how much it costs to pay off your credit card
FIRE Calculator
Financial Independence, Retire Early
Pension Simulator
Project your Colombian pension under the chosen regime
Mortgage vs Rent
Is it better to buy or rent? Comparative analysis
Property Appreciation
Calculate total appreciation and return on a property
Home Affordability
How much home can you afford based on income and debts?
Break-even Point
Calculate break-even units and revenue for a target profit
Markup vs Margin
Understand the difference between markup (on cost) and margin (on price)
DCA Calculator
Compare periodic investing vs lump sum (Dollar Cost Averaging)
Rule of 72
How long does it take for an investment to double?
NPV & IRR
Net Present Value, Internal Rate of Return, and payback period
CAGR Calculator
Compound Annual Growth Rate of an investment
Inflation-Adjusted Return
Your real return after accounting for inflation (Fisher equation)